AI bookkeepingLive bookkeeping with AI: Fenna books every day, an accountant checks
AI can take over a lot of your bookkeeping, but not everything. Here you'll read what AI bookkeeping is, what it does and doesn't do, how safe it is and what it costs. And how we do it at Boekhoudlive: Fenna does the daily work, a real accountant checks it. In English or Dutch.
AI bookkeeping is bookkeeping in which artificial intelligence does the daily work, such as reading receipts, proposing entries, matching payments and answering questions, while an accountant checks the work and stays responsible for your numbers and tax returns.
Boekhoudlive, November 2026
AI bookkeeping, in practice
You snap a photo of your receipt. Fenna reads it, picks the expense category and the VAT, and books it in your accounting software. An accountant checks, and you approve your tax return. (Video in Dutch.)
What AI does and doesn't do in your books
AI is good at work that keeps coming back. For exceptions, advice and responsibility, you still need a person.
Fast, precise and always on
- Reading receipts and invoices from a photo, PDF or email
- Proposing an entry with the right category and VAT
- Matching payments to invoices and receipts
- Preparing quotes and invoices
- Spotting anomalies, such as a duplicate receipt
- Answering questions, even at 11 pm
Checks, advice and responsibility
- Judging exceptions and doubtful cases
- Checking and filing tax returns
- Tax advice for your situation
- Decisions about a BV, an investment or staff
- Final responsibility for your numbers
What Fenna never does: make payments, transfer money, delete anything from your records or file a tax return herself. There's always a person in between.
Three types of AI bookkeeping
Everyone says they use AI these days. Big accounting packages such as Moneybird and Exact are building it in too. The big difference is who does the work, and who is responsible.
| Aspect | Software with AIsuch as Moneybird and Exact | Fully automatic | AI bookkeeper with checks |
|---|---|---|---|
| Who does the work? | You, helped by AI | The software, no human | Fenna, checked by an accountant |
| Who is responsible? | You | You | An accountant checks, you approve |
| Mistakes and exceptions | You have to spot them | Can slip through | A person reviews them |
| Tax returns | Fill in and file yourself | Often file yourself | Prepared, checked, filed after your approval |
| Questions | Help centre or ticket | Chatbot | Fenna right away, 24/7 |
| Suits | People who want to do it themselves | Very simple records | People who want the work done, with a human safety net |
We deliberately don't offer fully automatic bookkeeping without a human. At Boekhoudlive, AI is the engine and an accountant stays at the wheel.
How AI bookkeeping works at Boekhoudlive
Fenna works every day in your own e-Boekhouden or Moneybird records. So your books are always up to date: we call that live bookkeeping.
You send in your receipts
A photo in the chat, an email to your own receipts address or an upload in your portal. Supplier invoices are fine too.
YouFenna reads and books
She recognises the supplier, the amount and the VAT, picks the category and books the entry in your accounting software. If she's unsure, she asks you instead of guessing.
FennaFenna matches the bank
Payments are matched to the right invoices and receipts. What she doesn't recognise, she puts to you or an accountant.
FennaAn accountant checks
Everything that matters goes past a real accountant: unusual entries, the VAT return and the annual figures.
AccountantYou approve
Your tax return is ready in your portal. You approve with one click, and we file it.
YouYou see your numbers live
In your portal you see your revenue, your costs and the VAT to set aside, every day. A question? Fenna answers right away, even in the evening.
You and Fenna
Is AI bookkeeping safe?
A fair question. Your records are your business in numbers. This is how we've set it up.
No access to your money
Fenna works in your books, not in your bank. She can't pay, transfer or delete anything.
Always a person in between
An accountant checks what matters. Tax returns are only filed after a check and your approval.
Not used to train AI
Your records and questions are not used to train AI models. Chats with Fenna on this site are not stored.
What to check with AI bookkeeping
Seven questions you can ask any provider. Next to each, our answer.
| Question | At Boekhoudlive |
|---|---|
| Does a person check what the AI does? | Yes. An accountant checks everything that matters. |
| Who files your tax returns? | We do, after an accountant has checked them and you've approved. Never the AI. |
| Can the AI transfer money or delete anything? | No. Fenna can't pay, transfer or delete anything. |
| Are your records used to train AI? | No. |
| Where are your records kept? | In your own e-Boekhouden or Moneybird records, not in a separate system. |
| Can you reach a person? | Yes. Our team Mon–Fri 09:00–17:00, Fenna day and night. A dedicated accountant is an option for €25 a month. |
| Are you locked in? | No. Cancel monthly, and switching to us from any other package is free. |
AI bookkeeping for freelancers, sole traders and BVs
Fenna does the same daily work for everyone. Each package has a fixed monthly price, excl. VAT, with the VAT and income tax returns included.
Freelancer or sole trader
Freelancer package: €50 per monthFenna books your receipts and invoices every day. Your quarterly VAT returns and your income tax return are included, in e-Boekhouden. Starter? Then €30 a month in your first year.
BV and holding
BV package: €89 per monthThe same daily work, with the VAT returns and the director's income tax return included. Annual accounts, filing and the corporate income tax return +€35 a month, a holding +€40 a month. We recommend Moneybird for a BV.
Partnership or shop
From €75 per monthPartnership package: both partners' income tax returns included, profit split too. Shop package: for a shop, restaurant or salon with a till. Already in SnelStart? We switch you over for free.
What does AI bookkeeping cost?
Because Fenna does the repetitive work, a fixed, low monthly price fits. You know in advance what you pay.
From €50 per month
Freelancer €50, BV €89, partnership and shop €75. Fenna, daily booking and your VAT and income tax returns are included. Starters pay €20 a month less in year one.
e-Boekhouden included
Your accounting software is in the price. Prefer Moneybird? That's possible from +€10 a month. Switching from any other package is free.
Options if you want them
A dedicated accountant +€25 a month, plus extras such as annual accounts. All prices excl. VAT, cancel monthly.
Questions about AI bookkeeping
Who is AI bookkeeping suitable for?
For freelancers, sole traders, partnerships, BVs and holdings who want the daily bookkeeping off their plate, but still want an accountant who checks and handles the tax returns. If you want to do everything yourself, accounting software with AI is a better fit. For international tax matters, a large firm is a better fit.
What is AI bookkeeping?
AI bookkeeping is bookkeeping in which artificial intelligence does the daily work, such as reading receipts, proposing entries, matching payments and answering questions, while an accountant checks the work and stays responsible for your numbers and tax returns.
Is AI bookkeeping reliable?
For routine work, such as reading receipts and matching payments, AI is fast and accurate. With exceptions, AI can make mistakes. That's why at Boekhoudlive an accountant always checks what matters, and no tax return is filed without a human and without your approval.
Is AI bookkeeping safe?
At Boekhoudlive it is. Fenna can't pay, transfer or delete anything and never files a tax return herself. You log in without a password, your chats with Fenna on the website are not stored, and your records are not used to train AI.
Does AI replace the accountant?
No. AI takes over the repetitive work, so an accountant has time for checks, advice and the questions that matter. Want a dedicated accountant with a name and a face? You can add one for €25 a month.
How is this different from accounting software with AI?
Accounting software with AI, such as Moneybird's new assistant or Exact Assistant, helps you do your own bookkeeping faster: you do the work and you stay responsible. At Boekhoudlive, Fenna does the work for you and an accountant checks the result. You send in receipts and give your approval.
Which accounting software does Fenna work in?
In e-Boekhouden, which is included in your price. Moneybird is possible too, from +€10 a month. Switching from any other package, such as SnelStart, Exact or Jortt, is free.
What does AI bookkeeping cost at Boekhoudlive?
From €50 per month (excl. VAT) for the Freelancer package, with Fenna, e-Boekhouden and your VAT and income tax returns included. Partnership €75, shop €75, BV €89. Starters pay €20 a month less in year one. Cancel monthly.
Does Fenna speak English?
Yes. Fenna answers in English or Dutch, day and night. Anyone can ask her questions for free about bookkeeping, VAT and the Dutch Tax Administration, without an account.
AI bookkeeping, with a human on board?
Build your package, or ask Fenna your question first, for free: she's on the right of this page.